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Systematic purchasing of shares
Systematic purchasing of shares

Consumer loans
Consumer loans

Save while paying off loan
Save while paying off loan

Deposit account; withdrawals on demand
Deposit account; withdrawals on demand

Chairman’s Message Sheila Smith

Mrs. Sheila Smith - Chairman It is again that time of the year to welcome you to this, the 37th Annual General Meeting of the Public Workers’ Co-operative Credit Union Limited, under the theme “Committed to Excellence”.

We have indeed been making strides to develop and improve this organization. We encountered some challenges last year, including the passing of that major hurricane, Matthew. It was indeed a hard blow to the Bahamas but most of us have recovered quite well.

The Board of Directors and Management, at Public Workers’, tried their best to assist our members during this crucial time. Our office buildings in Nassau and Freeport suffered minor damages. The repairs to the Freeport office are just about completed. We are still in the process of a face-lift for our Nassau Office.
The global economy has not improved much during the past year. But, the Public Workers’ Co-operative Credit Union Limited continues to move on an upward trend. Our membership has seen a reasonable increase in growth and our assets have grown, considerably.

We were saddened, last year, by the loss of two of Public Workers’ pioneer members: Mrs. Juliette Barnwell (past Chairman) and Mrs. Sylvia Treco (past Vice Chairman), who, both, served this Credit Union, and indeed the Co-operative Movement, with excellence. May their souls rest in peace!

On behalf of the Board of Directors, I would like to thank all of our Committee members who faithfully serve to improve this organization.
To our Management and staff, we say thank you for the excellent service that you continue to provide to our members.

To our valued members/shareholders we say thank you. Without you, we could not exist. Thank you for giving us the opportunity to serve you.
May God continue to bless this Credit Union as we move forward, “Committed to Excellence”.

Sheila Smith

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All members’ savings and loans are insured with the Bahamas Co-operative League Insurance Brokerage Limited, and are paid for by the credit union. Presently, the insurable amounts are $20,000.00 (shares) and $100,000 (loan), which means that upon the death of a member; his/her beneficiary (ies) would receive all of their savings, in addition to a matching amount (up to a maximum of $20,000.00) from the Insurance Company. Additionally, the member's loan (if any) would be paid in full (up to a maximum of $100,000.00).


Feel free to contact us at the numbers below:

Nassau Office:
Wulff Road West:
Telephone: (242) 323-6594

Freeport Office:
West Atlantic Drive:
Telephone: (242) 351-7129